Reviewed November 12th, 2020
service
privacy guide
FreePN Top Choice 🏆
Lendtable, Inc. 🔗
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Lendtable

Lendtable, Inc.
8/10

Summary

Lendtable is a service that lends money to employees so they can get their company's 401k match. You can access the Lendtable service via the company's website.

Breach History


Has there ever been a breach or data leak?

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No known hacks or data breaches!

🎉

Privacy Checklist

Does it meet our minimum privacy standards?

Is any kind of biometric data collected (health, heart, voice, etc.)?

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Are you able to delete your data / the data collected about you?

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Does it use cookies, telemetry, or third-party tracking scripts?

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Is the privacy policy user-friendly (easy to understand)?

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Does it have parental controls?

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Does it use encryption to protect your data both in-transit and at-rest?

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Does it get regular software and / or firmware updates?

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Does it require you to create a strong password?

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Is there a system in place for managing security vulnerabilities?

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Does it have a privacy policy?

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How Can It Snoop?

What sensitive hardware access requirements does it have?

Does it have a camera or request / require access to a camera?

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Does it have a microphone or request / require access to a microphone?

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Does it track your location or request / require access to location data?

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Account Requirements

What information is required to create an account or use it?

Does it require an email address to use?

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Does it require a phone number to use?

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Does it require an address (home or office) to use?

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Payment Options

What payment methods are available?

Are you able to use a credit card as a payment option?

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Are you able to use a cryptocurrency as a payment option?

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Are you able to use PayPal as a payment option?

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Are you able to use cash or gift cards as a payment option?

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What Could Go Wrong?

What's the worst case scenario for your data?

Lendtable collects personal information from its users, including name, phone number, email, mailing address, income information, and IP address. The company does not share any information with third party services, and will only share personal information with financial regulators if required by law.

How Does It Share Your Data?

Where is your data going? Who has access to it?

Lendtable does not share any personal data with third party services, and will only share information with financial regulators if required by law.

Good Things

Why should you use it?

  • Can help employees avoid leaving free money on the table.
  • No credit card required.
  • Employee Stock Purchase Plan (ESPP) support.
  • Can repay loan in installments or from your 401k.

Bad Things

What are the downsides?

  • One-time cash advance fee of 6-20%.

Final Thoughts


Lendtable is a great way for employees to get started on their 401k or Employee Stock Purchase Plan (ESPP). While this website does collect some personal information on its users, it is never shared with any third party services. Your information should be safe with Lendtable. Check it out today!

Privacy Policy 🔗
#401k
#lendtable
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