Lendtable
Summary
Lendtable is a service that lends money to employees so they can get their company's 401k match. You can access the Lendtable service via the company's website.
Breach History
Has there ever been a breach or data leak?
No known hacks or data breaches!
🎉
Privacy Checklist
Is any kind of biometric data collected (health, heart, voice, etc.)?
Are you able to delete your data / the data collected about you?
Does it use cookies, telemetry, or third-party tracking scripts?
Is the privacy policy user-friendly (easy to understand)?
Does it have parental controls?
Does it use encryption to protect your data both in-transit and at-rest?
Does it get regular software and / or firmware updates?
Does it require you to create a strong password?
Is there a system in place for managing security vulnerabilities?
Does it have a privacy policy?
How Can It Snoop?
Does it have a camera or request / require access to a camera?
Does it have a microphone or request / require access to a microphone?
Does it track your location or request / require access to location data?
Account Requirements
Does it require an email address to use?
Does it require a phone number to use?
Does it require an address (home or office) to use?
Payment Options
Are you able to use a credit card as a payment option?
Are you able to use a cryptocurrency as a payment option?
Are you able to use PayPal as a payment option?
Are you able to use cash or gift cards as a payment option?
What Could Go Wrong?
Lendtable collects personal information from its users, including name, phone number, email, mailing address, income information, and IP address. The company does not share any information with third party services, and will only share personal information with financial regulators if required by law.
How Does It Share Your Data?
Lendtable does not share any personal data with third party services, and will only share information with financial regulators if required by law.
Good Things
- Can help employees avoid leaving free money on the table.
- No credit card required.
- Employee Stock Purchase Plan (ESPP) support.
- Can repay loan in installments or from your 401k.
Bad Things
- One-time cash advance fee of 6-20%.
Final Thoughts
Lendtable is a great way for employees to get started on their 401k or Employee Stock Purchase Plan (ESPP). While this website does collect some personal information on its users, it is never shared with any third party services. Your information should be safe with Lendtable. Check it out today!